Easy ways to make money from home12/29/2023 ETFs invest in baskets of stocks, bonds and other securities that seek to mimic the performance of a benchmark such as the S&P 500 Index. Exchange-Traded Funds: ETFs are pools of funds gathered from many investors and overseen by professional investment managers.The value of the shares may also increase, providing another form of income from appreciation. Dividends provide generally reliable income that typically arrives quarterly or semi-annually. Dividends: Some public companies make regular dividend payments to owners of their stock as a way to share profits and reward shareholders.Stock investing is long-term, however and involves the risk of loss. Share values generally rise over time and stock market returns average 10% a year. When a share’s value rises, the shareholder can sell it on a securities exchange to make a profit. Stocks: Publicly owned corporations sell ownership shares in the form of stocks as a way to raise capital.Bonds pay widely varying interest rates depending on the length of the bond and the stability of the issuer. Unlike bank accounts, bonds are not insured and investors can lose money if issuers default. Sometimes investors buy a bond at a discount from face value and wait until it matures to sell and receive their gains. Payments may arrive twice a year or on some other schedule. Bond investors know in advance how much interest they’ll get, so these are called fixed-income investments. Bonds: Businesses and governments borrow money by selling bonds to investors who receive interest payments and, when the bond matures, their money back.You can earn up to 4.75% in annual interest from today’s best-paying CDs. Certificates of Deposit: Bank and credit union CDs are safe and pay more interest than savings accounts but you have to give up access to your money for a period of time.Currently, the best-paying savings accounts offer interest rates of approximately 4%. Federally insured savings accounts offer high safety and easy access, but the interest rates banks, credit unions and other institutions pay are rarely enough to overcome the loss of purchasing power caused by inflation. Savings Accounts: A savings account is more properly a place to accumulate funds for investment than an investment itself.Since they don't have brick-and-mortar stores, they pass the money they save on rent to the consumers, with things like high-yield savings and by reimbursing users for ATM fees. Instead, you'll probably have to park your money in an online bank, like Ally or Synchrony. Unless you have a lot of savings, it's hard to be eligible for a high-yield savings account from a traditional bank. It isn't much, but it's significantly higher than what a low-interest account would offer. On the low end, they're about 0.01%, assuming you meet the bank's minimum requirements.īut with a high yield savings account, you can get an APY of about 1%. Sometimes their interest rates can be low - below inflation rates, even - which means you're effectively losing money. The interest figure, often referred to as "APY," can differ based on which country or state you live in and what each bank offers in your area. When you save your money in a savings account, banks often give you extra money based on interest. Piggy banks have alarmingly low APYs of 0%. Account icon An icon in the shape of a person's head and shoulders.
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Construction simulator 1812/29/2023 Car and bobblehead pack: Grants access to the WBuilder Coupe GT civil vehicle and a bobblehead of Hape.There are several DLC available for this game: Has all permissions, like in single player. May purchase construction materials and accept new contracts without the owner's permission. May purchase items without owner permission. Requires owner permission to purchase items. The host, indicated by a crown, has all rights (same as in single player mode) and manages the company while assigning roles to the other players. Progress and profits will be recorded to the company the other players join. In order to unlock multiplayer content, the host must first complete (or skip) the beginning tutorial.Īs the host, your company and its money will be used in the game. Due to German laws, there is no text chat or voice communication between players. Up to four players can collaborate with each other in-game, but all construction projects can be completed with a single person. Stuck players have the option to click a Reset button to teleport to the nearest road while immediately putting your vehicle into drive. Driving into rivers, wading into the ocean, or touching the surface of a swimming pool will simply reset the player back onto the nearest road while playing the Wilhelm scream. While players can be fined for running through red lights, players will not be fined for driving around red lights, driving on sidewalks, or breaking other traffic laws. Traffic and pedestrian activity can be reduced or eliminated altogether to make for easier driving, albeit through a ghost town. Traffic violations can be disabled in the settings menu. Pedestrians cannot be run over, and instead phase through vehicles. Just make sure you trust your fellow laborers, because they might accidentally drive your tractor into a building or fling a valuable piece of equipment into a ditch on accident.Unlike other similar driving games, players can be fined for running red lights, crashing into other cars, and breaking the speed limit. It’s just more fun to tackle projects together or to divide and conquer to complete multiple jobs at once and earn even more money and resources. So far, working in tandem with another player has been fantastic and sometimes chaotic, and it’s been hard to go back to playing solo now that I’ve tried it. If nothing else, it’s something I absolutely had not expected the developers to include.Ĭonstruction Simulator 2022 also features online multiplayer, which lets you and a friend work together to complete jobs, rake in the moolah, and advance your town’s progress more quickly. I’m unclear on how much they’ll actually commit to this narrative, but found myself giggling at the prospect of diving in further to see where it goes. In addition to completing jobs to restore the town’s infrastructure, I was also sometimes asked to accomplish this by doing some…unconventional tasks, like staging a fake crash site of an alien spaceship to draw the attention of would-be tourists. After a few quick intro jobs, I learned that the town I found myself in had fallen on tough times, and it was up to me to rebuild it and breathe new life into the area. Interestingly, Construction Simulator 2022’s two campaigns appear to have stories attached to them. From this moment on frank sinatra12/29/2023 The difficult moment coincided with the satisfaction of her record deal with Scott Borchetta at Nashville's Big Machine Records. Her media-hyped feud with Kanye West and Kim Kardashian didn't help: "I had all the hyenas climb on and take their shots," Swift says. The years that followed grew increasingly taxing, she said, as the public grew weary of constant attention on her at a moment before US society had re-examined its hyperfixation on and criticism of young female celebrities. It was "an imperial phase," she said in Time, a moment that saw her seemingly reach her zenith. Taylor Swift, shown here at the Grammys in 2023 © Robyn BECK / AFP "I have no awareness of if I'm being shown too much and pissing off a few dads, Brads and Chads." 'Taylor's Version'Īfter winning a mainstream audience for her introspective country songs, Swift went full pop for her fifth studio album, "1989." "I'm just there to support Travis," she continued. "There's a camera, like, a half-mile away, and you don't know where it is, and you have no idea when the camera is putting you in the broadcast, so I don't know if I'm being shown 17 times or once," she said of the current frenzy around her game-day appearances. It's not new for Swift, who since her teenage years has seen her dating life broadcast to the world. This year, Taylor Swift's blossoming romance with Kansas City Chiefs tight end Travis Kelce has brought the NFL a whole new wave of fans © Michael Tran / AFPĪnd Swift's blossoming romance with Kansas City Chiefs football player Travis Kelce has also brought the NFL a whole new wave of fans, as her hundreds of millions of social media followers track the couple's every move. "She mapped her journey and shared the results with the world: she committed to validating the dreams, feelings and experiences of people, especially women, who felt overlooked and regularly underestimated."īy some estimates her sprawling empire is worth more than $1 billion, and the massive $92.8 million opening this fall of her tour-documenting film is but another jewel on the artist's crown.Īdvance ticket sales for the movie topped $100 million worldwide, theater operator AMC said, making it the best-selling feature-length concert film in history. "Much of what Swift accomplished in 2023 exists beyond measurement." "Taylor Swift found a way to transcend borders and be a source of light," Time editor-in-chief Sam Jacobs wrote in a statement. With hundreds of millions of social media followers and a staunchly loyal fan base, she can move any dial with the tiniest of efforts. Nearly two decades into her career the 33-year-old's star simply keeps rising: Swift is smashing industry records, and her conversation-commanding "Eras" tour is set to bring in an estimated $2 billion in revenue - and become the first tour to cross the symbolic $1-billion mark. and Greta Thunberg - the magazine called music's reigning deity a "rare person who is both the writer and hero of her own story." In its annual issue honoring a Person of the Year - a nearly century-old designation whose recipients include Volodymyr Zelensky, Martin Luther King Jr. Good resume format12/28/2023 Seasoned professionals: use a 2-page resume that provides a brief, high-level career overview.Ĩ. What should not be included in my resume?.Less than five years: a one-pager will suffice if it contains all your relevant information.There has been much debate about the ideal length, but it is not a straightforward matter. A professional development section for courses, projects, or business coaching information.The following information must always be included: Headers and footers – AI bots cannot read the information in headers or footers, so list important contact information in the body of your resume.Īll effective resumes are organized in the same way, making them more accessible for recruiters to navigate.Avoid elaborate formatting – applicant tracking software cannot read the following: photos, colored words, bold text, underlining, charts, tables, or custom bullets (circular/square bullets are acceptable).Instead of saying: “I directed a team of 500 consultants”, say: “directed a team of 500 consultants.” First-person pronouns – avoid using words like me or I at all costs.For a current role, use the present tense (directing, organizing, managing). Past/future tense – if you refer to a previous job, use the past tense (directed, organized, managed).Alternatively, you can also use a plain language to avoid mistakes. So, use your spell check and ask a friend to proofread it. Spelling and grammatical errors – numerous recruiters will not consider resumes with spelling or grammatical errors. There are a few critical things to keep in mind when you start to compile your resume. Five things to avoid if you want the best resume Job requirements – if you are preparing your resume for many job applications, focus on your transferrable skills or scrutinize a job description and include the keywords or relevant phrases in your resume.ģ. Furthermore, they are not AI-compliant resumes. While creative resume outlays are great for designers, they are not suitable for more traditional roles. So instead of saying: “I reduced operational expenditure year on year, say: reduced operational expenditure with 60% year on year.īrag a little – if you received a performance bonus for a job well done or worked closely with a well-known senior executive, include that in your resume.Ĭreativity –the level of creativity should be dependent on the industry that you work in. Quantify excessively – back up your achievements with quantifiable supportive data that is number or percentage-based. E.g., all bullet points should either have a period in the end or not if you prefer. Now that you have hopefully chosen a suitable format, it’s time to have a more in-depth look at how to craft your perfect resume.Ĭhoose a standard font – while choosing your font is a personal choice, stick to the standard, AI-friendly font like Calibri, Arial, Times New Roman, Garamond, or Helvetica in size 11.Ĭonsistency is key – ensure that you stick to the same format throughout your resume.
Lincoln crossover 202212/28/2023 If you close your window or tab, you must re-access the site through the X Plan Pricing website to ensure that all eligible plan pricing is visible. What happens if I close this site before I’m finished? Contact your local dealer to determine their level of participation in the program and final vehicle pricing. Also, some dealers may choose not to participate in X Plan pricing. In addition, some vehicles, trims or options you select may not qualify for X Plans. Note: X Plan pricing information is not available on all Ford websites. Welcome X-Plan Participant Now you can view exclusive price savings on our Build & Price shopping tool. Ford Motor Company reserves the right to modify the terms of this plan at any time. See your Ford or Lincoln Dealer for complete details and qualifications. If you need additional information concerning the A/Z Plans, please refer back to your A/Z Plan Pricing website for complete details.Ī/X/Z Plan pricing, including A/X/Z Plan option pricing, is exclusively for eligible Ford Motor Company employees, friends and family members of eligible employees, and Ford Motor Company eligible partners. If you close your window or tab, you must re-access the site through the A/Z Plan Pricing website to ensure that all eligible plan pricing is visible. What happens if I close this site before I’m finished? Also, some dealers may choose not to participate in A/Z Plan pricing. In addition, some vehicles, trims or options you select may not qualify for A/Z Plans. Note: A/Z Plan pricing information is not available on all Ford websites. Welcome A/Z Plan Participant Now you can view exclusive price savings on our Build & Price shopping tool. Are there state-by-state incentives for purchasing or leasing a plug-in hybrid electric vehicle? This information does not constitute tax or legal advice. Incentives and additional rebates are not within Lincoln’s control. The amount of your tax savings will depend on your individual tax circumstances. The federal tax credit is a potential future tax savings. You may not claim the credit if (1) your adjusted gross income exceeds certain thresholds or (2) the MSRP of the vehicle, as configured, exceeds $80,000 (including all optional equipment attached to the vehicle at the time of delivery to the dealer, but excluding destination charges, optional items added by the dealer, taxes and fees). Tax credit amount is based on vehicle-specific component sourcing and assembly and may be subject to change. *Please consult with your own tax or legal professional to determine your individual eligibility. Ford Motor Company reserves the right to modify the terms of this plan at any time.Yes, depending on where you live, your personal tax situation and vehicle configuration, you may qualify for federal, state and city tax incentives for driving an all-electric vehicle.* What happens if I close this site before I'm finished? Cortisone cream for poison ivy12/28/2023 People shouldn’t apply Benadryl cream to itchy skin caused by chickenpox or measles. What are the serious side effects of Benadryl cream and hydrocortisone cream? People using hydrocortisone cream may experience: If you experience any side effects after using either, contact your healthcare provider for next steps.īenadryl cream is linked to the following side effects: When used for short periods of time, Benadryl cream and OTC hydrocortisone cream are usually well-tolerated. Side effects aren’t common with these medications. What are the known side effects of Benadryl cream and hydrocortisone cream? But because hydrocortisone cream treats itching in multiple ways, it may be recommended by healthcare providers for many itchy skin problems. Research surrounding hydrocortisone’s use for itchy skin due to common triggers, like bug bites, is lacking. Overall, the studies found that topical steroids provided about a 34% improvement in itching. But keep in mind this study looked at a prescription-strength hydrocortisone cream - not the OTC version.Ī review of many studies looked at topical steroids, including hydrocortisone, for relieving itching due to eczema. People using hydrocortisone cream had greater symptom improvement than those using placebo. One study compared a prescription version of hydrocortisone cream to placebo (a cream containing no medication) in people with eczema. There is slightly more evidence supporting hydrocortisone cream for itchy skin. This is because the cream can cause allergic skin reactions for some people. Some experts also believe that Benadryl cream can make symptoms worse for mosquito bites. The review’s authors concluded that there wasn’t much evidence supporting antihistamine creams’ effectiveness, including Benadryl cream. A review of several studies showed mixed results. It’s unclear exactly how effective Benadryl cream is for itchy skin. But we can review what we know about the effectiveness of each cream. Studies that compare Benadryl cream to OTC hydrocortisone cream are lacking. How are Benadryl cream and hydrocortisone cream dosed? Hydrocortisone cream can help lower the immune response in these cells. Skin inflammation can be triggered by overactive immune cells. It can weaken the immune system’s response. And this can help lessen some psoriasis symptoms, including itching. This action can slow down how quickly the body makes new skin cells. This can be helpful in improving itching for people with psoriasis. They also help narrow blood vessels where you apply it, cutting down on swelling. Corticosteroids, like hydrocortisone, lessen or stop the release of chemicals in the body that cause inflammation. The three main effects that help with itching include: Hydrocortisone cream works in many ways to help itching. Hydrocortisone cream can be used to relieve inflammation and itchy skin for many conditions. What conditions can OTC hydrocortisone cream treat? Stronger concentrations, such as 2% or 2.5%, require a prescription. Lower strengths (1% or less) of hydrocortisone cream are available OTC. Hydrocortisone cream is a corticosteroid medication that’s applied to the skin. This is because other inflammation signals besides histamine can cause itching. This is where Benadryl cream may come in.īut Benadryl cream doesn’t work for everyone. In some cases, this triggers allergy symptoms, like itchy skin. Our immune system releases histamine when it senses something potentially harmful. The diphenhydramine in Benadryl cream works by blocking histamine from attaching to different cells in your body. Rashes caused by poison ivy, poison oak, and poison sumac It can be used to temporarily relieve itching caused by: People can use Benadryl cream to treat many minor conditions that cause itching. What conditions can Benadryl cream treat? But Benadryl cream can be used when you're having mild allergic skin reactions in certain areas. Many people take oral antihistamines to treat body-wide allergy symptoms, such as sneezing or hives. Benadryl cream is available over-the-counter ( OTC) and has generic versions available. Most topical (applied to the skin) Benadryl products also contain zinc acetate as a skin protectant. Benadryl cream is an antihistamine cream that contains the medication diphenhydramine. Best way to compare auto insurance rates12/28/2023
Free Motion12/28/2023 In this specific case, the three known variables and the one unknown variable are d, v i, a, and t. In general, you will always choose the equation that contains the three known and the one unknown variable. There are four kinematic equations to choose from. The next step involves identifying a kinematic equation that allows you to determine the unknown quantity. The results of the first three steps are shown in the table below. In this case, the problem requests information about the time of fall. (Always pay careful attention to the + and - signs for the given quantities.) The next step of the solution involves the listing of the unknown (or desired) information in variable form. And the acceleration ( a) of the shingles can be inferred to be -9.8 m/s 2 since the shingles are free-falling ( see note above). For example, the v i value can be inferred to be 0 m/s since the shingles are dropped (released from rest see note above). The remaining information must be extracted from the problem statement based upon your understanding of the above principles. (The - sign indicates that the displacement is downward). The displacement ( d) of the shingles is -8.52 m. You might note that in the statement of the problem, there is only one piece of numerical information explicitly stated: 8.52 meters. The second step involves the identification and listing of known information in variable form. The solution to this problem begins by the construction of an informative diagram of the physical situation. Determine the time required for the shingles to reach the ground. Luke Autbeloe drops a pile of roof shingles from the top of a roof located 8.52 meters above the ground. In each example, the problem solving strategy that was introduced earlier in this lesson will be utilized. The two examples below illustrate application of free fall principles to kinematic problem-solving. These four principles and the four kinematic equations can be combined to solve problems involving the motion of free falling objects. That is, a ball projected vertically with an upward velocity of +30 m/s will have a downward velocity of -30 m/s when it returns to the same height. If an object is projected upwards in a perfectly vertical direction, then the velocity at which it is projected is equal in magnitude and opposite in sign to the velocity that it has when it returns to the same height.This value can be used as one of the motion parameters in the kinematic equations for example, the final velocity ( v f) after traveling to the peak would be assigned a value of 0 m/s. The instant at which it reaches the peak of its trajectory, its velocity is 0 m/s. If an object is projected upwards in a perfectly vertical direction, then it will slow down as it rises upward.If an object is merely dropped (as opposed to being thrown) from an elevated height, then the initial velocity of the object is 0 m/s.(The - sign indicates a downward acceleration.) Whether explicitly stated or not, the value of the acceleration in the kinematic equations is -9.8 m/s/s for any freely falling object. An object in free fall experiences an acceleration of -9.8 m/s/s. There are a few conceptual characteristics of free fall motion that will be of value when using the equations to analyze free fall motion. Applying Free Fall Concepts to Problem-Solving Akvis sketch12/28/2023 Besides, users can enjoy a volume discount and software bundle discount. Moreover, there are academic and senior discounts – 30% off. 10% off the cost are available if you subscribe to the newsletter. If you share a link to the software on your personal site, blog, and any social media account, you can get a 15% discount. The good news is that you can get a generous discount from 10 to 30% off the price. AKVIS Sketch 24.0 Business - Plugin and standalone versions with full functionality. AKVIS Sketch 24.0 Home Deluxe - Plugin and standalone versions with full functionality.AKVIS Sketch 24.0 Home Standalone - Standalone version with basic functionality.AKVIS Sketch 24.0 Home Plugin - Plugin version with basic functionality.That’s why, the first thing you need to do is to clearly define your requirements and then select a suitable license based on them. This may be a home or business plan, as well as options for commercial and non-commercial use. The range of functions you get in AKVIS Sketch fully depends on the license type you’ve chosen. Moreover, there is a separate collection of background textures and texts you can apply to your pictures. Remember that all your changes can be saved as a preset for further use. You can experiment with different presets, applying them to your photo before you achieve that desired mood and feel. This way you will visualize how an image will look after editing. The program offers these photo to drawing conversion styles: Classic, Artistic, Maestro, and Multistyle, - each with a series of presets. The software creates realistic color artworks and B&W sketches, imitating the technique of graphite and color pencil. While deciding what effect can suit your image, you can move a small preview window over your photo while browsing through presets. AKVIS Sketch converts photos into amazing pencil drawings. The Artistic style aims at producing expressive drawings that look as if they were hand-drawn by real artists. The Maestro style will come in handy if you need to cope with artistic tasks that require adjusting hatching, making contour lines neat and natural, removing excessive details, and giving your work a less photographic look. The Classic style is a sure way to go if you want to create stylish color and B&W drawings with nicely defined contours. Each style involves the use of different presets, as well as the possibility to produce unique pencil drawings. You can choose Classic, Maestro, or Artistic. The most notable section in the set of features is “Sketch Conversion Styles”. Imaschine timeslice12/28/2023 Maschine+: Introduced in September 2020, Maschine + is a standalone version of Maschine that doesn't need to be plugged to a computer.Maschine Mikro Mk3: The Mk3 of Maschine Mikro is the smallest version of Maschine to date and features a smaller LCD screen than older versions, but now includes a touch strip for effects and the upgraded pads from the Maschine Mk3.Maschine Mk3: The Mk3 version of Maschine added larger and more sensitive pads, more and bigger click buttons, its own sound card, better navigation, dual colored LCD screens, and the best features of the Maschine Studio in a compact package.Maschine Jam also features 8 touch strips that can be used for effects. Maschine Jam: Introduced in 2016, Maschine Jam utilized a new 8x8 grid of pads for better step sequencing control.The controller also features dual MIDI inputs and outputs, 2 foot switch inputs, and an input for a 15v power supply, as USB power is insufficient. Maschine Studio features 16 pressure-sensitive pads, RGB backlighting, 9 rotary knobs, 2 color LCD screens, 2 sliders, a jog wheel, and 66 buttons. Maschine Studio: Maschine Studio was introduced as the premium edition of the hardware.The hardware layout was unchanged from the previous model, and was available in either black or white. Maschine Mikro Mk2: The Mk2 configuration of Maschine Mikro featured upgraded pads and RGB backlighting.Maschine Mk2 was available in either black or white, and features a removable magnetic top-plate and knobs for further color customization. Additionally, 3 knobs related to volume, tempo, and swing were replaced with a single jog wheel and 6 buttons. Maschine Mk2: Nearly identical to its predecessor, the Mk2 version of Maschine added upgraded pads and RGB backlighting for all of its buttons.Mikro also lacked Maschine's built in MIDI connectivity. Maschine Mikro Mk1: Introduced as a lower-priced and more portable option in the Maschine product family, Maschine Mikro featured 16 pressure sensitive pads, a single LCD screen, a single knob, and 28 buttons.Alongside the USB connection, Maschine also featured a MIDI input and output to connect to compatible gear externally.
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